Setting up payment acceptance for "MIA Business BPay"

Integration of e-Cont.md with "MIA Business BPay" allows you to submit invoices and accept "MIA Business" payments.

Accepting payments in Moldovan lei from users' current accounts in banks and payment systems of the Republic of Moldova. According to the rules of the National Bank of Moldova, payments via MIA (B2C and B2B) cannot exceed 500 000 MDL per one payment transaction. The funds will be deposited into your bank account in just 10 seconds.

General information regarding Accepting Online Payments with MIA Business.

Registration an account on e-Cont.md

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General Connection Procedure

• 1) The e-Cont.md user must have a current bank account in any banks of Moldova or in BPay payment system
• 2) The user signs an additional contract with BPay to connect to "MIA Business BPay" service
  If the merchant (supplier) does not have a current bank account in Bpay payment system, then after signing the contract, a "merchant transit account" will be opened [*]
• 3) The user receives the necessary settings to connect to "MIA Business BPay" payment gateway
• 4) The user enters the received settings in their e-Cont.md personal account
• 5) The user begins working fully in the e-Cont.md system to issue invoices and accept online payments via "MIA Business BPay" service.
  Electronic invoices will be sent to the buyer using the "Pay with MIA" payment option.

[*] What is a "merchant transit account":

• 1) a merchant transit account is an "interim merchant account" for the temporary storage of MDL receipts (MDL only) via "MIA Business BPay".
• 2) a merchant transit account is not a full-fledged bank account (the merchant must already have a bank account in any Moldovan bank).
• 2.1) if desired, you can open a bank account with BPay payment system.
• 3) after an individual or business pays for goods or services via "MIA Business," the funds are transferred to the merchant's (seller's) transit account.
• 4) in the e-Cont.md personal account, the merchant sees all receipts to their transit account in real time.
• 5) Bpay automatically transfers funds from the transit account to the merchant's main current bank account, for example, at another bank, usually on the next business day.
• 6) to keep track of funds on the balance of the merchant's transit account in the "MIA Business BPay" system, you can use account 245 "Funds (Cash) in transit" of the General Chart of Accounts of the Republic of Moldova.

You can add "MIA Business BPay" as a payment method for future invoices by going to the "Integrations > MIA Business BPay" section.

On the settings page, you need to enter the "Login" and "Password" parameters provided to you by your bank to set up payment.
You also need to activate the integration and save the settings.

Attention!

• 1) You can activate this integration only after receiving permission from the e-Cont.md service and paying for this service.
• 2) You can enable/disable "MIA Business BPay" for individual invoices using the "Payment Settings" in the lower right corner when creating or editing an invoice.
• 3) If you send an invoice with "MIA Business Bpay" enabled, your client will be able to click the "Pay with MIA" button directly on your invoice. This will redirect it to the National Bank's website to complete the payment.